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Sydney / ˈ s ɪ d n i / [6] is the state capital of New South Wales and the most populous city in Australia and Oceania . [7] Located on Australia's east coast, the metropolis surrounds the world's largest natural harbour , and sprawls towards the Blue Mountains to the west. [8] Residents of Sydney are known as "Sydneysiders". Sydney is the second official seat and second official residence of the Governor-General of Australia and the Prime Minister of Australia and many federal ministries maintain substantial presences in Sydney.

In addition to hosting events such as the 2000 Summer Olympics , Sydney is amongst the top fifteen most-visited cities in the world, [25] with millions of tourists coming each year to see the city's landmarks. [26] Its natural features include Sydney Harbour , the Royal National Park , and the Royal Botanic Garden . Man-made attractions such as the Sydney Opera House , Sydney Tower and the Sydney Harbour Bridge are also well known to international visitors.

The first people to inhabit the area now known as Sydney were indigenous Australians having migrated from northern Australia and before that from southeast Asia. Radiocarbon dating suggests human activity first started to occur in the Sydney area from around 30,735 years ago. [9] However, numerous Aboriginal stone tools were found in Western Sydney's gravel sediments that were dated from 45,000 to 50,000 years BP, [27] which would indicate that there was human settlement in Sydney earlier than thought. [28]

The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

We offer loans from $200 - $1600. Repayments are withdrawn from your account via Direct Debit on the day that you are paid, either weekly, fortnightly, or on a specific date in the month. The application process is straight forward, takes only a few minutes, and during business hours we typically make the decision and send the funds in less than 60 minutes. Depending on who you bank with the money can be with you in minutes, a few hours, or at worst overnight. By far and away the majority of our payments are received the same day.

Our responsible lending principles aim to ensure we offer you a loan with repayments you can afford. You can also use our cash loan calculator above to work out your approximate repayments before you apply. You must be employed (we cannot help you if the majority of your income is from Centrelink), and you will need to download your bank statements via the application form, so have your bank details to hand.

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