2) Blacklisted loans | SA Bad Credit loans
3) Blacklisted Personal Loans | Blacklisted Loans
Over the last few years, more and more people have accumulated debt. It’s often quite a challenge to get everything paid and for many people it simply feels like a cycle that will never end. Then there’s the bad credit record that threatens you, which is also something that people want to avoid as much as they can. Luckily, there is always a way to get yourself out of debt.
This is a question that many people want an answer to. People often consider taking up a consolidation loan to repay all their separate accounts, thereby only owning one payment each month. While it might be a great idea to consolidate your debt, always make sure that you weigh your options and get professional advice; you don’t want to end up with a bad credit record and even more debt.
It’s important to try and avoid getting a bad credit record as this can have a negative influence on any future personal loan or account applications. Always try to work out a payment plan with your creditors – a smaller monthly payment is better than no payment at all, so try and settle for an amount that you can afford. Make sure that all of your creditors get something every month to avoid unnecessary penalty fees and unnecessary interest rates. Put all of your effort into paying off your current debt before you ever consider buying anything on credit again.
Struggling to get finance?
Dot Loans can assist you with a loan even if you are blacklisted.
Please note that all our lenders are registered with the National Credit Regulator (NCR).
Fees and interest charged in terms of chapter 5 of the National Credit Act (NCA) no 34 of 2005:
Initiation Fee of 15% of the Loan Amount up to R1 000, thereafter 10 % (+ VAT)
Services Fee of R50 per month (+ VAT)
Per Day: 0.17%
Per Month: 5%
Per Annum: 60%
PLEASE NOTE: Every Lender has their own policy - this is only a guideline for a cash loan. Our various lenders offers personal loans up to R250 000.
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The central authorities in Europe just launched their most important offensive to date in their multiyear War on Cash. The new move comes directly from the European Union’s executive branch, the European Commission, which just announced its intention to “explore the relevance of potential upper limits to cash payments,” with a view to implementing cross-regional measures in 2018.Tags: blacklisted, loans,