Instant loans

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Payday loans are relatively expensive when compared with other loan products. Payday loans are not recommended as a long term financial solution and they should only be taken for emergency financial needs.

*Calculation: (lender fee / loan amount) x (amount of days in a year / duration of the loan) x 100
Low End of Range: ($30 / $200) * (365 days / 14 days) x 100 = 391.07%
High End of Range: ($60 / $200) * (365 days / 14 days) x 100 = 782.14%

Every lender in our network provides the consumer with specific terms, conditions, and practices prior to the consumer's acceptance of the loan. We recommend that you carefully review the terms and conditions of any loan offer presented to you. For further details about the above considerations see our Rates & Fees and Lending Policy web pages.

A payday loan (also known as a cash advance) is a fast, easy way to get up to $3,000. At the Cash Store we help you get the cash you need and the respect you deserve – all with competitive terms, high approval rates, and no credit required. And unlike many competitors, all of our loan options give you cash or check in hand the same day – no overnight wait.

Typically, a first-time customer can walk out of any Cash Store location with cash or check in hand in less than 20 minutes* – a process that's even faster when you complete our simple, secure online customer form . Once you have established a Cash Store account, future transactions can be completed in under 5 minutes.

Get a head start with our secure, online customer form , then visit our store and walk out with cash or check in minutes.

Get instant pre-approval for your loan application. We'll also reach out to confirm all the details, so you'll be set to receive your loan the next business day 2 .

The money will be deposited directly to your bank account in as little as 24 hours, or you can use our same-day wire service 3 .

If you would like to contact us at any time, our expert customer care team is available for support Monday through Friday 7AM to 12AM midnight EST, and Saturdays 9AM to 5PM EST at 1.855.333.6570 or by email at

If you have previously taken a loan and ended up in a debt you struggled to pay, you will appreciate when I say there can either be a good or a bad debt. The difference not only depends on where you choose to borrow from but also the kind of a person you are. When you are borrowing an instant loan, you should understand that many people easily get trapped in debt when they do not manage the instant loans appropriately. Whilst many people will blame the instant money lenders for their financial woes; the blame squarely falls on them. Don’t be like just people, read this article and learn from the facts outline here about good and bad debts.

One of the things that will determine if you are successful is where you choose to borrow your instant loan. You should do your homework and ensure you only borrow from the right people. In fact there is so much information that is available to help you make the decision on whether an instant money lender will lead you to debt or financial prosperity because those are the only two options.

When living debt free life you should be a very happy person especially if you have been paying a long term debt that you just cleared. The amount of burden associated with debt can have a toll on your career, health and even family relationship. It’s important you understand this before you even make the first step to borrow. You should ensure you are only borrowing for the right reasons. This will ensure you are not trapped in unnecessary debt. A good debt should be driven by a serious need not a luxury or something you can do without. The following are justifiable reasons why you should consider borrowing an instant loan:

Quick money loans are our way of getting you the money you need to cover your bills until the next time you get paid. It is very similar to online paycheck advance loans. You borrow the money from the lender we match you up with until you get paid again, then you repay the loan. Unless, of course, you need a larger loan amount. If that is the case, we can match you up with one of our many lenders that specializes in installment loans. Unlike quick loans, installment loans give you a longer repayment period than a standard loan, and give you the option of covering your financial issues quickly.

The instant cash loans require a short repayment time. So long as you can pay off your full balance the next time you get paid, the fees from interest is manageable. Getting stuck looking for a loan can be stressful, especially when there is nothing else that can help your situation aside from cash. That stress can quickly get overwhelming, leaving you feeling helpless, but you do not need to feel desperate.

When we match you up with a lender, they will decide how much you qualify for, and it could range from $100 up to $5,000. This will also vary depending on which state you reside based on that state’s regulations. For those who do not know their state’s requirements on fast loans, fill out the online form on our site and we will help inform you of those requirements. Or you can always choose to do some research on your own to verify those regulations and requirements.

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