No check payday loan

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no check payday loan

A few clients have told me that they’ve received phone calls from a collection agency, threatening jail time for not repaying payday loans. The typical caller identifies himself as a “federal officer” who will be coming to arrest the borrower in the next few hours unless payment is made by phone immediately. Another version involves telling the borrower that criminal charges have been filed in a distant state and the borrower must show up “next week.”

If you get one of these calls, don’t try to settle things with the caller and don’t offer to make any payments. The threats violate the law and you may be entitled to sue for damages. However, the callers are usually located in an overseas call center, so attempting to enforce the FDCPA is next to impossible.

It is not uncommon for scammers to make illegal threats in order to collect a debt. If you are a Wisconsin resident who has been contacted by a phony or a harassing debt collector, contact a local attorney for help in dealing with these people.

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