Payday loans lenders
2) South Carolina Installment Loans - Say No to Payday and.
3) Payday Loans in Simpsonville, South Carolina with Reviews.
payday loans lenders
A payday loan (also called a payday advance , salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan , "regardless of whether repayment of loans is linked to a borrower's payday."    The loans are also sometimes referred to as " cash advances ," though that term can also refer to cash provided against a prearranged line of credit such as a credit card . Payday advance loans rely on the consumer having previous payroll and employment records. Legislation regarding payday loans varies widely between different countries, and in federal systems, between different states or provinces.
To prevent usury (unreasonable and excessive rates of interest), some jurisdictions limit the annual percentage rate (APR) that any lender, including payday lenders, can charge. Some jurisdictions outlaw payday lending entirely, and some have very few restrictions on payday lenders. In the United States, the rates of these loans used to be restricted in most states by the Uniform Small Loan Laws (USLL),   with 36–40% APR generally the norm.
There are many different ways to calculate annual percentage rate of a loan. Depending on which method is used, the rate calculated may differ dramatically; e.g., for a $15 charge on a $100 14-day payday loan, it could be (from the borrower's perspective) anywhere from 391% to 3,733%. 
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Advance America is a nationally recognized, fully licensed financial company that helps millions of people every year. Visit us today for personalized financial solutions. Our friendly associates will help you get the money you need in no time. We have a variety of services including Payday Loans, Online Installment Loans and MoneyGram Services.
A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended for long-term financial solutions.
Do you need a personal loan in South Carolina? Hey, it happens to the best of us. There are a few things you should know about the types of loans available to you, credit and repayment terms, and where you can get those loans. The differences can be huge. This is a guide to borrowing money to handle short-term financial needs. The more you know, the better you will be able to be to find a short-term loan that meets requirements. That’s good, right?
Lenders classify loans by different purposes for the money and by the item (or collateral) that backs the loan, if any. The two broad categories are secured loans and unsecured loans.
As the name implies, an unsecured personal loan is not backed by a hard asset like a car or a house. Instead, the lender looks at whether or not you are able to pay back the loan. The requirements can be high because there is nothing for the lender to take if you don’t pay up. They aren’t impossible, though. If you work full time (40 hours per week), take home $1,500 or more per month, have direct deposit set up to your bank account, and are over the age of 18, then you are eligible for an unsecured loan in South Carolina.
LendUp Loans are offered entirely online, so you can apply 24/7 — whenever it’s most convenient for you. Applying takes only minutes. Our online loan decisions are instant, and if approved, you could have money in your account in as soon as 15 minutes (where available).
We also have something no one else has: the LendUp Ladder . Our borrowers in eligible states can earn points by making on-time loan payments, taking our free financial education courses and more — all of which could lead to larger loans at lower rates (where available).
LendUp’s alternative to payday loans provides a secure, convenient way to get the money you need, fast. Applying takes only minutes and decisions are instant. What's more, good credit isn’t required, and unlike online payday loans or cash advances , we don’t have dangerous debt traps or rollovers. (Read our take on payday loans.)Tags: payday, loans, lenders,