Payroll loans ottawa
2) Peoples Bank
3) ChoiceOne Bank
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Gaillard, who is now 52, was supporting his wife and two children, a 14-year-old son and 10-year-old daughter. They lived in a three-bedroom duplex in Dartmouth and, on the days he was working, he commuted to the tire plant in Waterville.
"My wife and I just sort of tightened our belts," he says. "However, all it takes is a bit of an expense from an unknown source like a car repair or anything to do with the kids for school or things like that and the next thing you know, you're behind the eight-ball."
In Gaillard's case, it was an empty oil tank that sent him to Money Mart, one of Canada's biggest payday lenders. Someone he knew had mentioned that the company was offering interest-free, $200 loans for first-time borrowers. Gaillard showed a pay stub to prove he was working, handed over his banking information and walked out of the Dartmouth store with the $200 he needed to put oil in his tank.
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