Same day payday loans

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same day payday loans

We can all be caught out by surprise bills or unplanned events. Ironically, unexpected costs are one of life's certainties, so if you're one of the one-in-three people that haven't got a ‘rainy day’ fund to fall back on, a same day loan could be another option.

Same day loans can be used to cover living costs until payday, or help pay for surprise costs when you don't have savings or other ready credit available. They're typically small loans (£100 to £1000), borrowed over a short period (1 to 12 months), and repaid in weekly or monthly instalments, which are collected directly from you bank account. If your credit's not perfect, there are same day loans for bad credit too.

One of the benefits of a same day loan is that you get to apply online, so there's usually no paperwork or phone calls required. And unlike when you apply for bank loans or credit cards, you won't have to wait days or weeks for your application to be reviewed. You'll receive an immediate lending decision, and after approval, get funds sent to your bank within minutes. The Faster Payments service used by most major banks means that the cash can be available in as quick as an hour or so.

All these names refer to very short term loans falling due on the date of the recipient’s next salary. For this reason, they are generally not available to the unemployed. If you are unemployed you might want to consider a pawn broker or lodging an asset with a friend or colleague as security to borrow from them.

We refer you to direct lenders who only need to assess borrowers’ ability to repay using factors such as income, address, age, bad credit history and a few other factors. However these loans do carry a very high interest rate because even small loans are potentially very risky for lenders and this risk must be built into the ultimate price of the debt. In fact studies by the FDIC have shown that pay day loan fees are not out of line taking account the operating costs and high default rates.

Green Touch offers other kinds of online loans: Installment loans   or title loans for customers who would like longer repayment periods and we also offer a merchant cash advance option  for companies needing short term funds. Please follow the links provided for more information or to apply.


You cannot predict the status of your financial survival month after month. Even with a monthly salary, unexpected expenses pop up. So what do you do when, after your salary, you’ve paid all your accounts, bond/rent and bought all your groceries, and basically followed through on your budget down to the T. But, then suddenly, you find yourself faced with a family emergency that requires your immediate financial attention?


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Category financial hints and tips | Tags online loans

If you need funds urgently for an unexpected expense, one potential solution that’s available in the UK is to apply for same day loans. The beauty of our quick and easy online system is that you can do away with the queues and loan application processing delays you might experience in a high street bank. Instead, simply fill in our online application form, and once your loan has been approved you can have the money in your account the very same day.

The term ‘same day loan’ applies to lenders who can fund approved applicants within 24 hours. Although there are a considerable number of short term loan providers out there, not all can provide the money you need quite so quickly. So, before you apply with a particularly lender, make sure you understand exactly when you can expect the money to arrive in your account.

Wizzcash.com is a direct lender with one of the most competitive APRs on the short term loan market. We fund approved applicants quickly and efficiently, usually on the same day and often in less than 24 hours.

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