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We ship to most countries and regions. Unfortunately we cannot ship to multiple addresses when your order destination includes:
(in alphabetical order based by region)

We ship to most countries and regions. Unfortunately we cannot ship to multiple addresses when your order destination includes: (in alphabetical order based by region)

We ship to most countries and regions. Unfortunately we cannot ship to multiple addresses when your order destination includes:
(in alphabetical order based by region)

Financial Advice

  • Best 3-year CD rates pay up to 1.71% nationally The best nationally available 36-month CD rate is 1.70% APY, and there are lots of local deals on these popular certificates of deposit that pay as much as 2.33%. Don't settle for less when investing your money.

    Mortgages backed by the Department of Veterans Affairs are available to borrowers with below-average credit and will refinance up to 100% of your home's current value, with no mortgage insurance.

    If you're not careful, you can wind up paying more to buy and finance a new car or truck than you really need to. Here's how to recognize and avoid needless costs, from interest rate markups to worthless dealer add-ons.

    What started as a simple string and pedal sales catalog has grown exponentially over the past thirty years. The early days were a time where catalogs didn't have much of a presence in the industry, but what began as a college dorm room operation grew rapidly. In 1986 we moved to a full product offering and 64-page catalog, which over the years has grown to 162 pages. Join the AMS family and get your free catalog now!

    A payday loan (also called a payday advance , salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan , "regardless of whether repayment of loans is linked to a borrower's payday." [1] [2] [3] The loans are also sometimes referred to as " cash advances ," though that term can also refer to cash provided against a prearranged line of credit such as a credit card . Payday advance loans rely on the consumer having previous payroll and employment records. Legislation regarding payday loans varies widely between different countries, and in federal systems, between different states or provinces.

    To prevent usury (unreasonable and excessive rates of interest), some jurisdictions limit the annual percentage rate (APR) that any lender, including payday lenders, can charge. Some jurisdictions outlaw payday lending entirely, and some have very few restrictions on payday lenders. In the United States, the rates of these loans used to be restricted in most states by the Uniform Small Loan Laws (USLL), [4] [5] with 36–40% APR generally the norm.

    There are many different ways to calculate annual percentage rate of a loan. Depending on which method is used, the rate calculated may differ dramatically; e.g., for a $15 charge on a $100 14-day payday loan, it could be (from the borrower's perspective) anywhere from 391% to 3,733%. [6]

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